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Sr Lending Officer - Central San Diego, CA

Bank of America

San Diego, CA
Job Code:
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Job Details

Company Bank of America

Job Title Sr Lending Officer - Central San Diego, CA

Jobid bankofamerica-16052436SanDiegoCA

Location: San Diego, CA, 92108, USA

Description **Job Description:**

The Sr Lending Officer proactively solicits new residential mortgage business and sells Bank of America mortgage products to meet established loan quality and production goals. May provide dedicated training and coaching support to one or more Lending Associates. The Sr Lending Officer supports and encourages the Lending Associate on new business development. The Sr Lending Officer may be involved in interviewing and talent selection activities for new Lending Associates. In this on-going sales role, the Sr Lending Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Sr Lending Officers network may consist of Real Estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Sr Lending Officers regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. May be partnered with a Lending Associate to provide guidance around all aspects of the sales process. The Sr Lending Officer responds to customer inquiries and referrals that are generated from both the Sr Lending Officer contacts and from other Bank of America business channels and includes the Lending Associate in these activities for developmental purposes. The Sr Lending Officer conducts interviews with prospective borrowers in order to analyze financial and credit data, determines customer financing objectives, advises customers of product/pricing policies and guidelines, and gathers any additional required information while including the Lending Associate in these activities for developmental purposes. The Sr Lending Officer ensures overall exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Required Skills:

Takes a complete application and obtains required documentation (app quality)

Appropriately sets and adjusts customers expectations throughout the process

Knows & Manages Pipeline Effectively

Strong knowledge of loan products (Conventional, Jumbo and Government) and appropriate skill set to analyze income and assets properly in order to qualify customers into specific loan products.

Ability to quickly build their network within BAC. Takes every opportunity the bank offers to expand their business (eager to adopt).

Has an ability to build and maintain solid referral base (i.e. strong community involvement/ties, established relationship with the local Banking Center)

Strong Sales Ability : Uses appropriate interpersonal styles, communication methods and approaches to gain customers

Strong service disposition: Understand the connection of the level of service provided is directly correlated to driving sales volume.

Desired Skills:

Adaptable & demonstrates flexibility

Positive Attitude

Effective Communication

Takes Ownership & Accountability

Effectively manages multiple priorities

Demonstrates Sales Ability

Demonstrates Integrity

Builds Relationships

**Posting Date** : 12/21/2016

**Location** : US-CA-San Diego

**Travel** : No

**Full / Part-time** : Full time

**Hours Per Week** : 40

**Shift** : 1st shift

**Weekly Schedule** : Monday - Friday

**Assistance for Applicants with Disabilities**

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at .

**Diversity & Inclusion**

At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

**Frequently Asked Questions**

Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at section for answers to these questions and more.

Success begins with building relationships.

At Bank of America, our customers are at the center of everything we do. Our focus is on helping each one find the right financial solutions. With a wide range of career opportunities available, we invite you to realize your career goals with us while assisting customers with what matters most to them.

Welcome to Careers at Bank of America.

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